Recently, author Colleen Hroncich did a nice job in the Independent Women’s Forum explaining the benefits and handcuffs of the HSA (Health Savings Account). She also gives a nice plug for Direct Primary Care:
Expanded HSAs would drive cost-containment and innovation—the one-two punch we need to improve health care affordability. For example, recent years have seen a growth of health care plans like direct primary care (DPC) practices that don’t rely on typical health insurance. With DPC, patients pay a flat monthly or yearly membership fee that covers primary care needs and preventative services. This makes health care costs more predictable and transparent. It also improves efficiency by removing the middleman (insurance companies). By allowing HSA funds to pay DPC membership fees, more people will be able to take advantage of these options.DPC
Read the article to learn more about the Personalized Care Act and some of things it may really help if passed.