This is how a free market brings prices down

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Imagine a world where prices were transparent? This listing from DeSoto Memorial Radiology is a prime example.

But I have insurance, you say?

Yes, but your bill may be higher if you use insurance. And here is a little secret – they want it that way. We all got excited when Good Rx came out and some meds were cheaper if you paid cash. Hooray!

Maybe.

Have you ever noticed that many medications are now cheaper when paid for in cash than with insurance? You think you are winning, but the insurance companies are laughing all the way to the bank. They’re not stupid. They just made sure you kept paying cash by covering less and less.

In other words, if they can get out of paying for things, they will.

And they will do it again once people start paying for diagnostic studies.

So, why do you need health insurance as it is now designed? You don’t.

What’s the answer?

DPC + HSA + CC* = Fixed Healthcare System.

* Catastrophic Coverage.

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About Douglas Farrago, MD

Dr. Farrago is a retired family physician based in Forest, Virginia. Since 2021, he has run DPCnews.com, a leading resource for the Direct Primary Care (DPC) movement. He is the author of three best-selling books on Direct Primary Care: The Official Guide to Starting Your Own Direct Primary Care Practice The Direct Primary Care Doctor’s Daily Motivational Journal Slowing the Churn in Direct Primary Care (While Also Keeping Your Sanity) In 2016, Dr. Farrago conceived the idea for the Direct Primary Care Alliance and co-founded the organization alongside other pioneering DPC physicians. He is widely recognized as a leading expert in the DPC model and frequently lectures to medical students, residents, and practicing physicians on how to successfully start and run their own DPC practices.Dr. Farrago sold his Direct Primary Care practice in October 2020 but continues to receive care there as a patient.