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Writing Out the Insurer with the Direct Primary Care System

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Writing Out the Insurer with the Direct Primary Care System

While the formidable cost of health insurance prevents many Americans from receiving better health care, the new direct primary care system helps to eliminate the role of insurance altogether. Not only will it make health care more affordable, it will significantly improve health care quality as well.

Can the Primary Care System Ensure Improved Health Care?

In a Huffington Post article entitled “Direct Primary Care: Skip The Insurer, Get Better Health Care?”, author Catherine Pearson wrote:

“The idea behind direct primary care practices (DPCPs) is that patients pay a modest, monthly fee (often adjusted according to age and existing conditions) and receive direct access to their doctor.

This means practices generate revenue directly from fees and not from billing insurance companies or ordering tests.”

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So what are the benefits that both doctors and patients can expect from the new direct primary care system? Supporters of the system say there are a lot.

“Because the fee model limits the amount of time doctors have to spend filling out insurance paperwork or battling over coverage, they have more time to devote to patient appointments. The Direct Primary Care Coalition says that many Americans have never experienced a high level of care because doctors rush through appointments. (CNN reports that the average doctor appointment is now 13 minutes.) Freed from those constraints, doctors at DPCPs have more time to spend with patients, which could improve the quality of care.”

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Direct primary care models will be made available to the public by participating in health insurance exchanges and will be a integrated in the proposed health care reform in 2014. These exchanges will allow millions of uninsured Americans to get the coverage they need.

“Indeed, at least one thing DPCPs don’t eliminate is the need for emergency coverage. The Direct Primary Care Coalition says that patients should also have an emergency care insurance plan — often a less-comprehensive one with lower premiums — as accidents do happen. It adds that direct models are a return to a kind of halcyon days in the realm of managed care, given that insurance was “originally created to cover unplanned serious illnesses and crises.”

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Better Physician-Patient Relations with Direct Primary Care System

Proponents of direct primary health care maintain that health insurers have no reason to be involved in primary care. The monthly charges will ensure that physicians can maintain a manageable patient population, receive their revenue directly from monthly fees and not from insurance companies, have more time with their patients. There will be no middleman to stand between the doctor and patient.

For more information, go to http://dpcnews.com to understand more about the direct primary care system.

 

 

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