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Cost-Saving Health Care Benefits Options for Small Businesses

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Cost-Saving Health Care Benefits Options for Small Businesses

With the high cost of health insurance, small businesses who want to offer health benefits to their workers are often saddled with paying higher premiums than the big businesses. However, there are several cost-saving options that small businesses can use and still stay afloat.

 

 

In an article written for BusinessFinanceStore.com, author Clay Wyatt enumerates the various ways small businessmen can offer health benefits without going bankrupt. Among the options are using tax credits, joining health insurance pools, and offering high-deductible plans and HSA’s. One of the best options is the offering of Direct Primary Care to the workers.

Direct primary care (DPC) is a relatively new way to pay for medical expenses. It allows the member to pay a fixed monthly fee in exchange for basic medical services. These include email and phone access to a doctor, coverage for routine office visits and other similar items.

Note that DPC plans typically do not cover surgeries or other highly-expensive procedures, so it is best to combine DPC plans with high-deductible health insurance plans.

The main concept behind DPC is that members are allowed virtually direct and unlimited medical care access for an affordable fixed monthly fee and are freed from the soaring cost of health insurance.

To understand more about Direct Primary Care, visit http://www.DPCNews.com for more information.

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