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Can Non-Insurance Direct Primary Healthcare Networks Work?

Can Non-Insurance Direct Primary Healthcare Networks Work?

Several healthcare providers which follow the direct primary care model are doing away with traditional health insurance plans. Because they aim to provide affordable primary care to as many people as possible, these healthcare providers charge their patients an unbelievingly low fixed monthly fee for unlimited office visits with DPC physicians.

In an article  written for TIME Healthland, author Anita Hamilton writes about today’s leading health care services and how they made it easy and affordable for patients to access primary healthcare.


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The specific terms and fees vary by service. For instance, Qliance charges each of its 4,000 patients $49 to $89 per month, depending on age. Some providers require year-long contracts, while others let members cancel at any time. What they all share is a monthly fee of no more than $89, no need for patients to have health insurance, and no limits on pre-existing conditions.

While it has a lot of features found only in the more expensive healthcare plans that cater to the wealthy, direct primary healthcare should not be mistaken for concierge medicine.


As with regular primary care providers, these services handle things like flu shots, routine physicals and consultations for a variety of health problems, from rashes to allergies to dizziness. They can also serve as the initial point of contact for more serious conditions such as mental illness or sexually transmitted disease and will see patients of all ages.

Since the direct primary healthcare model is not insurance, it eliminates insurance-associated costs that don’t have a positive effect on patient well-being by 40% or more. Clearly, DPC has made health care accessible even to the uninsured.


Cutting out the insurance middleman enables direct primary care providers to stay afloat without charging patients a fortune. An estimated $.30 of every dollar in revenue at a typical primary care practice goes toward dealing with insurance companies, according to Norm Wu, founder of Qliance. But although their monthly fees may be low, there are plenty of add-on costs, which consumers should know about before signing up for a plan.

To understand more about the benefits of Direct Primary Care, visit for more information.



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